![]() This plan keeps costs low by letting you only use providers within your network. Health Maintenance Organizations, or HMO plans, are one of the most popular Blue Cross Blue Shield’s offerings. PPO plans are great for those who live in larger cities where there’s a lot of different provider choices, and you can get them at virtually every level for individuals and families. Preferred Provider Organizations, or PPOs, are plans that allow you to have medical service within your provider network and then a little bit outside of the network.Įssentially, with a PPO, you pay a lot less upfront, but you are limited in who you can see. With Blue Cross, this flexibility is amplified by their size and widely accepted insurance policies. PPO’s give you greater flexibility and access to care. This means that their PPO network is going to have a lot of options for you.Īs a rule, a PPO is going to be a lot easier to use than an HMO. ![]() The PPO options will vary from state to state.īlue Cross Blue Shield is such a common insurance policy, that the majority of healthcare providers will be set up to take them. The following is a description of the different types of plans you can buy from Blue Cross Blue Shield.Īlthough there are many different types of plans, these are the most popular options offered by Blue Cross Blue Shield. Blue Cross Blue Shield Insurance Plans Reviewīecause insurance is regulated at the state level, Blue Cross Blue Shield has different options for different states.
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